What the Financier Portal is
The Financier Portal extends EDMA Trade OS with a fourth external portal kind, joining supplier, client, and logistics. Financiers are institutional capital providers: banks, trade finance funds, specialty lenders, family offices, sovereign wealth desks. They participate in trade by providing working capital against verified orders. Free browse access for vetted financiers; subscription tiers required to make offers and manage portfolios; a 0.25% fee on financed principal at the marketplace level.
How financiers participate
What financiers do: browse the marketplace for available trade-finance deals (industry, geography, value range, performance signals; specific operator, supplier, and client identities revealed after operator approval), price risk against operational data no traditional firm has access to (supplier reliability scores, client payment histories, dispute rates, fulfillment cycle times, document quality), make offers and fund in their own capital structure, exit on milestone proof. Externally-sourced deals (financings the financier brought to EDMA from outside the platform) get first-class operational tooling with no platform fee; EDMA earns subscription revenue instead.
What financiers do in the portal
Marketplace browse
Verified deals with operational performance signals. Summary information at listing (industry, geography, value range); full operator/supplier/client identities revealed after operator approval of the financier’s expression of interest.
Operational due diligence
Supplier reliability scores, client payment histories, dispute rates, fulfillment cycle times, document quality scores. The data advantage no traditional trade finance firm has access to.
Offer + fund
Price risk in the financier’s own currency, capital structure, and risk model. Fund via bilateral wire at v1; via EDSD-settled L2 at v2 when the stablecoin and marketplace go live.
Portfolio dashboard
Financed deals across all sources, exposure by counterparty, expected returns, fees owed, payment-receipt events, accrual ledger. One view of every financing the financier has on EDMA.
Externally-sourced deals
Bring your own deals onto EDMA for operational tracking. Invite operator, supplier, and client counterparties to participate. First-class operational tooling, no platform fee; subscription revenue model instead.
Counterparty network
Every operator, supplier, and client a financier has worked with externally is a candidate to be invited as an EDMA participant. Each financier brings a portfolio of relationships that compound the network.
The fee model and v1 → v2 path
The fee model is 0.25% of financed amount, charged to the financier, triggered per payment-receipt event in the financing transaction. EDMA does not sit in the trade money flow at v1; money moves bilaterally between financier, supplier, and client outside the platform, and the platform collects fees through an accrual ledger (running balance always visible to the financier) and monthly billing cycles with auto-pay default. Progressive suspension triggers at 30/60/90 days overdue for non-payment.
The v2 path is migration to EDSD-mediated settlement on the EDMA L2 when the global trade marketplace and stablecoin launch (Stage 3, Nov 2026 – Jan 2027). v2 brings EDMA into the money flow at the moment of every settlement, eliminates collection friction (fees deducted at settlement, not chased monthly), and ties the Financier Marketplace into the broader EDMA ecosystem. The v1 architecture is designed to be compatible with v2 without retrofit; accrual ledgers and fee event records remain the source of truth regardless of settlement rail.
Where it stands today
The Financier Portal is in active development. Stage 3 of the EDMA roadmap (Nov 2026 – Jan 2027) is the Global Trade Marketplace + $EDM listing milestone, which includes the Financier Marketplace v1. The v1 build is estimated at 3–5 weeks of focused work across schema (migrations 220–229), backend modules (financier-portal, marketplace, financing-deals, financier-billing), and frontend (financier portal pages, marketplace UI, operator-side and supplier-side request flows). The v2 path to EDSD-mediated settlement on the EDMA L2 follows the mainnet launch and stablecoin rollout in Q4 2026 and Q1 2027. Pricing for the financier subscription tiers and the 0.25% marketplace fee will be published at edma.trade. Full roadmap at /roadmap/.
